Your South Carolina Low Country Specialists
These Are Our Goals We believe that all buyers deserve a real estate buyer’s agent who will work as a personal consultant and an advocate through the entire buying process and beyond. We feel that an important part of being able to find the right home for a client is getting to know you as a person – understanding your lifestyle, family needs, favorite past-times, and future dreams. The personal relationships that we develop with our clients are the most valuable rewards we receive.
As a consultant and advocate for our clients, we will introduce you to local resources to help you with every aspect of the purchase, from finding the right loan to choosing the right home inspector and closing attorney, with continued support after the closing. We are there helping you every step of the way.  We Care ...
VIP Buyer's Services
- www.terryrowe.com - One of the most informative Internet websites available for Myrtle Beach, Pawleys Island, Murrells Inlet Surfside Beach, and surrounding areas focusing on the South Strand (Surfside and Garden City Beaches) and the Waccamaw Neck (Murrell's Inlet and Litchfield/Pawleys Island areas).
- Exclusive use of our Home Hunter Services- with market wide search capabilities giving you more details than you will find anywhere else - features include - automatic e-mail search alerts, our favorite tracking alerts, interactive area map, photo slide show, and property features, multiple mapping devices, mortgage calculator, school information, and customized searches.
- Helping you to become better informed about our neighborhoods and communities by using our E-Neighborhoods Power Suites with 28 valuable neighborhood and area demographic features.
- Providing you with and reviewing necessary South Carolina forms and agreements as part of a home purchase.
- Researching potential properties
- Arranging showings for identified properties, accompanying you to all showings, and critiquing each home for its potential assets and liabilities.
- Providing you with a professional comparative market analysis which includes similar homes sold in that area.
- Forming a specific negotiation strategy including value and terms focused on advancing your best interest. Note: In 2007 our clients have purchased homes at 92% to 95% of the list price - saving them thousands of dollars.
- Coordinating documents between all parties - to insure all the I's are dotted and the T's are crossed.
- With your consent, we will begin to schedule the required inspections, provide the required documents to lenders and attorneys, and supply you with the information needed to help with your move. Once the inspections are completed, we will negotiate any repairs and oversee their correct completion. It is part of our promise of good service to assist in connecting you with the most respected professionals for home inspection, legal representation, and homeowner's insurance.
- Setting up and attending the pre-settlement walk through.
- Addressing any last minute details on your behalf
- Accompanying you and representing you at settlement.
- Coordinating the transfer of your new home keys
- Protecting your interests at all times
After settlement we look forward to a continuing relationship and sharing our love of the South Carolina Low Country.
 |
First Time Buyers >The Seller May Pay
The costs of buying a home may be daunting. For example, you may have finally saved enough for a down payment on your first home, with a little left over to buy the furniture you will need. Then you hear about having to pay closing costs you weren't anticipating, and this may seem like a real setback.
One way to cover such a shortage is to make the sellers an offer that calls for them to credit you for some of the closing costs. As a rule, the sellers may pay a maximum of 3 percent of the sales price if the buyer is putting five percent down. If the buyer is making a down payment of 10 percent or more, the seller can contribute up to 6 percent of the sales price to cover the buyer's closing costs. Some items, such as prepaid taxes and the first month's mortgage payment, must be paid by the buyers. Sellers may also contribute to paying the appraisal, points, title insurance, settlement attorney fees, state or local transfer taxes and similar items.
Keep in mind that if the credit is included in the price of the house, the appraiser will have to justify the amount, based on sales prices of similar homes in the neighborhood.
|
|
| Q |
What is considered to be one of the soundest long-term investments?
|
| A |
Real estate has a long-term record of strong investment return and is a driving force of the national economy.
|
 See More Real Estate Trivia > |
|
|
|
- NUMBER1EXPERT™ 
